Who can make a claim?
In the event that you have suffered a work-related injury or had an accident on the way to or coming home from work, you may well be entitled to workers’ compensation.
The following types of workers can claim remuneration:
- Full-time employees;
- Part-time employees;
- Casual employees;
- People deemed to be workers which include jurors, work experience students and some volunteers.
What type of work-related injuries can I claim for?
You can make a claim for an injury or illness sustained through work-related activities. Some common injuries to parts of the body include:
- Spinal;
- Industrial deafness;
- Burns;
- Fractures;
- Falls;
- Crush;
- Respiratory system;
- Psychological
- Brain injuries;
- Repetitive strain;
- Shoulder;
- Neck;
- Back.
Are there time limits as to how long I have to make a claim?
Time limits vary under different State and Federal laws. It is important that you report your injury to your work and workers’ compensation insurer as soon as possible. Strict time limits do apply to workers’ compensation claims. To avoid missing any important dates, you should contact a lawyer quickly.
How much will it cost to make a work injury claim?
The amount of work your case takes will determine its cost. If your claim is successful your legal fees will come out of your total amount. However, you will always be awarded the majority of the damages.
How long will the workers’ compensation claim take?
How long the claim takes depends on a few things. For example, how complex your particular situation is. Once a Lawyer has an understanding they will be able to give a better idea of the timeframes involved in the matter.
Do I have to prove the injury happened?
Yes. It is up to you to prove the incident happened. There are different ways that you can prove the incident occurred and we will be able to help you go through these different options with you.
Is there a chance I will lose my job if I make a claim?
There are laws in place to ensure you are not sacked because you have made a workers’ compensation claim. However, if you are no longer able to do your job because of illness or injury it is highly likely that your employer will not be in a position to keep you in the job in any event.
What should I do if I have been injured at work?
To make a successful claim, you should do the following:-
- Report your injury to your employer immediately;
- Visit a qualified medical practitioner as soon as possible;
- Provide them with a full description of what occurred to you and the injuries you have suffered as a result. You will need medical evidence to show that your injury is work-related;
- Lodge a claim with your employer’s insurer.
It is best to seek medical advice as quickly as you can as your right to compensation depends on the date you see a doctor, not the date you are injured. The longer you wait, the more you could lose entitlements.
Will I need to go to court for my workers’ compensation claim?
The vast majority of claims are settled before going to trial. In some matters, there is no alternative to court however, this is only on very rare occasions.
Can I claim for a death of a member of my family who died in a workplace accident?
If a member of your family has died in a workplace accident you may be entitled to claim damages under WorkCover.
What happens if I don’t win my workers’ compensation claim?
If you aren’t awarded any compensation you won’t have to pay any of your legal fees however, you may have to cover the legal costs of the person or company which you made the claim against.
Can I claim income protection through my superannuation?
Yes you can. If you have taken out income protection as part of your superannuation policy. Also if you are forced out of your trade or job due to your injury you may be entitled to a superannuation lump sum. You are not able to obtain these payments while you are receiving wages through a statutory claim at WorkCover.
Does my employer pay the Damages I am awarded?
No the claim is made through an insurance company and they are responsible for the payment of the damages. Like any insurance policy the employer premium may rise as a result of the claim but they are not responsible/liable for the damages paid to you.
My Employer says they do not have WorkCover, is this right?
This is not correct, every employer in Queensland is required by law to hold WorkCover insurance. In the event that they do not hold insurance, WorkCover will determine if you are entitled to cover will extend cover on behalf of the employer.